*Critical conditions are defined in the policy.
Payments of the Critical Condition Accelerated Benefit may be taxable.
Consult a tax advisor as to the taxability of any living benefit received.
Please refer to the policy for the actual terms and conditions that apply. Some exclusions and exceptions apply.
Benefits may differ or not be available in some states. Your agent will explain
the benefits available in your state. In the event of any question about the
operation of, or coverage under the policy, the terms and conditions of the
policy will govern. Policy form series RCT 398, RCT122007; rider series CCR 398,
CCFR-604, CCR-122007, CCR-4-2010; and WRK CCFR (01/10).
Products and services marketed under the Dearborn National® brand and the star logo are underwritten and/or provided by Colorado Bankers Life Insurance Company® (Greenwood Village, CO), licensed in 48 states (excluding New York and Vermont where it is not licensed and does not solicit business), the District of Columbia and Guam. Product features and availability vary by state and are solely the responsibility of Colorado Bankers Life Insurance Company.